Apply for a loan Become a member

Mission, Ethos & Operating Principles

Tralee Credit Union’s Mission Statement

“As a member-owned organisation embedded in the local community, Tralee Credit Union Limited, is committed to enhancing benefit and choice for its members through a range of financial services. These services will be delivered with integrity within the operating principles of the credit union movement. Tralee Credit Union Ltd will lead and promote best practice in everything it does”.

At the heart of all decisions and policies are our Ethos and Operating Principles.

Click each BLUE link to Open, Click again to CLOSE

Credit Union Ethos

As a Not for Profit Financial Co-Operative our services aim to incorporate the Credit Union Motto “Not for Profit, Not for Charity, but for Service” by

  • Encouraging thrift
  • Creating a source of credit at reasonable interest rates
  • Educating members on the wise use of money
  • Promoting the welfare of the credit union community
Credit Union Philosophy

The philosophy of the Credit Union Movement is grounded in the co-operative values of:

  • Equality
  • Mutual Self Help
  • Equity

“People helping People” is at the cornerstone of this philosophy. By working together through co-operation, people can achieve far more together than individually on their own.

Credit Union Operating Principles

The Credit Union Movement has adopted a common set of Operating Principles based on our Ethos and Philosophy

Credit Union Operating Principles are:

  1. Open and Voluntary Membership
  2. Democratic Control
  3. Limited dividends on equity capital
  4. Return on savings and deposits
  5. Return of surplus to members
  6. Non discrimination in race, religion and politics
  7. Services to members
  8. On-going education
  9. Co-operation among co-operatives
  10. Social responsibility



Tralee Credit Union is regulated by the Central Bank of Ireland.
Website Terms & Conditions | Privacy Policy | Regulation 53. | Cookies Policy.
© 2017 Tralee Credit Union Ltd. Web Design & Development by Egg Design