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Real Service

Credit Union Motto

“Not for Profit, Not for Charity, but for Service”

Services are designed to improve the economic and social well being of all members.

Stronger Together

The more services you use, the stronger we become and the stronger you become.

Our Services

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  • Are insured with FREE Life Savings Insurance (terms and conditions apply)
  • Are guaranteed by up to €100,000
  • Are eligible for a Dividend (0.01% in 2017)
  • Provides you with financial independence
  • Provides you with a loan, should you wish to borrow
  • Competitive interest rates
  • Interest is only charged on the reducing balance
  • No fees and no penalties if you repay your loan early
  • Flexible repayment terms to suit you
  • FREE with Loan Protection Insurance in the event of death your loan may die with you (terms and conditions apply)
  • For motor loans, you own the vehicle straight away no lease and no hire purchase
  • may be eligible for a Loan Interest Rebate/Refund (2.5% in 2017)
  • In the event of death, your loan may die with you
  • Free life cover. A lump sum payment on savings
  • In the event of death, a lump sum payment towards funeral expenses
  • Insurance to meet your loan repayments when the unexpected happens
  • Member discounts on home, motor and travel insurance with AXA Insurance (quote Cara Credit Union)
  • Alternative banking solution, personal, online and mobile banking
  • Budget and manage your money better
  • Bill Pay, Electronic Funds Transfer, Direct Debit and ATM
Complaints Policy

In keeping with our promise of promoting best practice in everything we do, Cara Credit Union will ensure that complaints are dealt with in a reasonable and fair manner as efficiently as possible. Cara Credit Union has a Complaints Officer and a Complaints Policy. For further information contact Cara Credit Union on 066 712 2373.

Cara Credit Union Ltd. is regulated by the Central Bank of Ireland.
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