Tralee Credit Union News

The Lauri Healy Community Project Fund- Now open for applications

NOW OPEN FOR APPLICATIONS

We are delighted to announce a new project fund, named as the Lauri Healy Community Project Fund, amounting to €120,000, in honour of one of its founding directors. The Lauri Healy Community Project Fund will support community based projects initiated by organisations in the area over the next four years.

Lauri Healy was one of Tralee Credit Union’s founding directors when we were set up in 1968. Lauri was a strong believer in the credit union message and ideals. As well as being a founder Director of Tralee Credit Union where he dedicated so much time and energy, Lauri was also active in his support and development of other credit unions in Kerry and further afield. He was a director with Tralee Credit Union for more than 30 years, he served with Chapter 23 (Kerry and Mid West credit unions) for as many years and as a board member of the Irish League of Credit Unions where he helped shape the movement in its early days.

‘People Helping People’ grounded in credit unions co-operative values was at the heart of Lauri’s commitment to the movement. By working together through co-operation, people could achieve far more together than individually on their own. It is only fitting that we would let our past lay the foundations for our future and acknowledge Lauri Healy’s contribution to the credit union movement by honouring our Community Project Fund in his name.

Download your application form here or apply online .

Applications forms can also be picked up in our offices in Tralee, Castleisland & Killorglin.

Application Process:

1st round of applications will be accepted from:

1st Feburary – 31st March

2nd round of applications will be accepted from:

1st August – 30th September

Announcing 2017 -2020 Lauri Healy Community Project Fund.

Front Row: Tom Lawlor, Chairman, Lauri Healy’s wife Marie, Denis Foley (Founding Director), Mary O’Brien

Back Row: Anne Courtney, Mary Golden, Fintan Ryan (CEO) Una Buckley, Gerard Pierse, Una Glazier Farmer, Dermot Healy (Lauri Healy’s son) and John O’Connor.

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Low Rate Car Loan

NEW         SECOND HAND            PERSONAL           COMMERCIAL

motorloantoptip

6.5% Variable Car Loan (6.7% APR)

Typical 6.7% APR, 6.5% Variable Motor Loan Rate, lending criteria, terms and conditions apply. Quotations required, payment will be made payable to dealer/seller. This is a promotional loan rate available on car loans from 1st Dec 2016 to 31st March 2017.  Approved applications have until 30th April 2017  to collect the loan. Loans applied from 1st of April 2017 will be charged 9% (9.4% APR).
Loan Amount: €10,000
APR Variable Rate:6.7% APR
Total Cost Of Credit:€1,712.39
Number of Weekly Repayments:
260 Weeks
Total Amount Repayable:€11,712.39
You pay per week over 5 years:€45.06

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us in  Tralee            Castleisland          Killorglin

Thinking about buying a car? Own it, with a credit union car loan

insurance-discount

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New Personal Loan Rate on Loans from €15,000 to €30,000

7.5%PersonalLoan

HOME IMPROVEMENTS   •  WEDDINGS •  MOTORlowrate

For Car Loans  Check out our new Car Loan Rate Click Here

Loan Amount: €25,000
APR Variable Rate:7.7% APR
Total Cost Of Credit:€8,229.97
Number of Weekly Repayments:416 weeks
Total Amount Repayable:€33,229.97
You pay per week over 8 years:€79.90

Minimum Loan Withdrawal €15,000.

Up to 10 Years Loan Term is dependent on Loan Purpose.

Tax Relief available for Home Improvements please see www.revenue.ie

Typical 7.7% APR. 7.5% variable loan rate, lending criteria, terms and conditions apply.

Maximum term up to 10 years. Tralee Credit Union is regulated by the Central Bank of Ireland.

Benefits of a Credit Union Loan Click Here

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us in Tralee, Castleisland, Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here
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Getting Married this Year -We can help you plan your finances

wedding Loan Banner

  • No penalties on lump sum lodgements or early repayments of loan
  • The quicker you clear your loan, the less interest you pay
  • Free Life Savings and Loan Protection Insurance (terms and conditions apply)
Loan Amount: €10,000
APR Variable Rate:9.4% APR
Total Cost Of Credit:€8,229.97
Number of Weekly Repayments:260 weeks
Total Amount Repayable:€12,416.56
You pay per week over 5 years:€47.48
Maximum term 5 years (60 months), Typical 9.4% APR. 9% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

 

Lower Rate available for Wedding Loans from €15,000 click here

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee Castleisland Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here
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2017 Schools Quiz – The Results are in..

School quiz

Chapter 23 Credit Union School Quiz 2017

We are thrilled to have two Schools progress to  the National Final of The Credit Union School Quiz.

Scoil Mhuire, Killorglin will compete in the under 13’s category and Scoil Muire Gan Smal will represent Kerry and West Limerick in the Under 11’s.

The National Final will take place in Dublin on April 2nd. Best of Luck to both teams.

John Long Chairman Chapter 23 (fourth from left) presenting first prize in the Chapter 23 National School Quiz final to teacher William Joy with (from left) Tom Lawlor Tralee CU, winning team Eoghan Joy, Ciaran O’Sullivan, Eoin Lynch and Killian Spillane, Joy Clifford Killarney CU (back from left) Helen Geary Killorglin CU, teacher Tomás Ó Murchú, Dáire Ó Brian, Cormac Ó Rua, Isabelle de Fuitleigh, Ben Ó Cearbhaill Gaelscoil Faithleann 2nd place, Conor Enright, Aisling Leahy, Niamh Scanlon, Ciarán Linnane Dromclough NS 3rd place, teacher Karen Trench and Christy Killeen Listowel CU at Ballyroe Hotel, Tralee

John Long Chairman Chapter 23 (fourth from left) presenting first prize in the Chapter 23 National School Quiz Under 11 final to teacher Marie Murphy Muire Gan Smál, Presentation Primary Castleisland with (front from left) Helen Geary Killorglin NS, winning team members Eilis Enright, Bella Harmon, Blaithín O’Mahony and Colene O’Callaghan (second row from left) Tadhg Kissane O’Sullivan, Aoibhe Coghlan, Roan Daly, Jamie Vousden Fossa NS 3rd place, Mia Reen, Sarah O’Donoghue, Liam O’Keeffe, Ross Moriarty Holy Family NS Rathmore 2nd place (back from left) Tom Lawlor Tralee CU, teacher Bridget Murphy Fossa NS, Joy Clifford Killarney CU, Diarmuid McCarthy Principal Holy Family NS Rathmore, Abina O’Sullivan Rathmore CU, Grace Fitzgerald Holy Family NS Rathmore, Neilie O’Mahony Rathmore CU, Martha O’Mahony Muire Gan Smál, Presentation Primary Castleisland and Donal Cremin Secretary Chapter 23 CU at Ballyroe Hotel, Tralee on Sunday.

 

Noreen Lynch 2017 Schools Quiz

Congratulations to our 6 Winning Schools

Under 11s   1st Place St Brendans National School, Fenit

Well Done St Brendan’s N.S Fenit

Under 11s    2nd Place: Scoil Muire Gan Smal,Castleisland

Well Done Scoil Muire Gan Smal, Castleisland

Under 11s   3rd Place: Ardfert National, School, Ardfert

Well Done Ardfert National School

Under 13s   1st Place Ardfert National School, Ardfert


Well Done Ardfert National School

Under 13s   2nd Place Scoil Mhuire, Killorglin

Well Done Scoil Mhuire, Killorglin

Under 13s   3rd Place Holy Family National School, Tralee

 

Well Done Holy Family National School

1st and 2nd places in both categories (under 11’s and under 12’s) will progress to Stage 2 of the competition. Best of luck to you all.

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.25% Dividend and 5% Loan Interest Rebate

Following our AGM on Monday 12th December, every member of Tralee Credit Union has now received their .25% Dividend and 5% Loan Interest Rebate into their accounts. As owners/shareholders you share in our success. Just our way of saying THANK YOU for supporting your Credit Union.

 

Tralee Credit Union celebrates €200 Million in Assets.

Tralee Credit Union held its 49th Annual General Meeting on Monday 12th of December at the Rose Hotel, Tralee. It’s Board of Directors reported a very positive and busy year for the credit union with Assets reaching €200 Million and local members’ savings now standing at €174 Million.  Tralee Credit Union is now ranked in the Top 5 credit unions in Ireland based on Asset size affiliated to the Irish League of Credit Unions, and the largest community based credit union in Munster. This year saw their biggest growth in lending with 9,256 members taking loans valued at €34 million, a 33% increase on the previous year. The credit union attributed this growth to a return in consumer confidence and their competitive loan rates particularly for car and home related loans. The credit union paid out €13.2m on Car Loans 53% up on 2015, reflecting the fact that car buyers are turning away from PCP finance, in favour of owning their own car. Other loan types such as home improvements and education loans saw a similar increases. Tralee Credit Union is hoping this level of growth in loans will continue in 2017 as a strong loan book means a strong credit union with its main source of income coming from its Loan Book.

There was good news for members as a dividend and loan interest rebate to borrowers were approved. Members approved a 0.25% dividend on savings, while reduced from last year it reflects the rates currently on offer for “on demand” deposits.  Recognising the valuable role their borrowers play in supporting the credit union and its income, members approved a refund of 5% of loan interest back to borrowers. This means that every borrower will receive a 5% refund on the interest they paid in the credit union in the year. This refund, on top of the competitive loan rates, free life cover on their loans and the flexibility to repay their loan early without penalty, makes credit union loans very attractive to members.

In his report, Fintan Ryan, CEO stated that the credit union was going from strength to strength. Reporting that the credit union was processing about 3,000 member transactions each day, Mr Ryan said that improved opening hours in Killorglin and Castleisland would enhance the level of service to members. Members in the Castleisland area now have better access with the office now open Tuesday to Saturday and through lunch times.

At the AGM, the board announced that it had approved a fund of €260,000 to be shared with the community over the next four years. Mr Lawlor announced that in addition to its “normal” sponsorships amounting to €25,000 and the annual education fund of €10,000 it was committed to approving €30,000 each year to support significant community projects.

“The project fund, named as the Lauri Healy Community Project Fund, amounting to €120,000, in honour of one of its founding directors, will support community based projects initiated by organisations in the area over the next four years. This is an exciting development and we are looking forward to receiving applications when the full details were announced in the New Year. Lauri Healy was a founding director of Tralee Credit Union and served on our Board of Directors for over 30 years, he served with Chapter 23 for as many years and as a board member of the Irish League of Credit Unions and helped shape the movement in its early days. We would like to honour Lauri Healy’s commitment to Tralee Credit Union and dedicate our Community Project Fund in his name” Lauri’s wife, Marie and son, Dermot were on hand to welcome the announcement of the fund.  Applications for the Lauri Healy Community Project Fund will be made available online on Tralee Credit Union’s website in January 2017 visit www.traleecu.ie

Membership of Tralee Credit Union is voluntary and open to everyone who lives and works within Tralee, Castleisland and the Killorglin area. For further information on their services call in to Tralee Credit Union in Tralee, Castleisland and Killorglin or visit their website www.traleecu.ie

Download a copy of our Annual Report 2016

 

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Prizegiving Night

prizegivingOver 150 people attended our Prizegiving Night on Thursday 17th of November.

Presentations were made to primary, secondary and third level from our Art Competition, Education Awards and Dan Kellegher Memorial Awards and Schools Credit Union from Mercy Mouthawk Secondary School, Castleisland’s Presentation Secondary School and St. Patrick’s Secondary School, Castleisland.

 

The winners of our Awards worth €10,500 (€1,500 each to 7 lucky members) are……

Tralee Credit Union Education Award Winners

  1. Joanne Wigginton
  2. Ciara Holmes
  3. Denis McKenzie Vass
  4. Niamh Dillane
  5. Colm O’ Mahony

         Dan Kellegher Memorial Award Winners

  1. Kieran Courtney
  2. Lauta Fitzgerald

Congratulations to all our winners who are each receiving €1,500 towards their chosen course of study.

A big thank you to all our members for entering our Awards.

 

Congratulations to all our Art Winners and best of luck to our first prize winners who will represent Tralee Credit Union at Chapter 23 Level on Saturday, 26th November.

7 & Under 
1stConor SheehanCaherleaheen NS TRALEE
2ndEllie Mc ElroyScoil Mhuire KILLORGLIN
3rdCulann DowlingScoil Eoin Balloonagh TRALEE
   
8-10 years 
1stCaitrionsa Mc KennaScoil Mhuire KILLORGLIN
2ndMuireann JonesScoil Mhuire KILLORGLIN
3rdKate FitzsimonPresentation Convent NS TRALEE
   
11-13 years 
1stEileen NovacMercy Mounthawk TRALEE
2ndIsabelle Bentley CurranMercy Mounthawk TRALEE
3rdShane KellyGaelScoil Mhic Easmainn, TRALEE
   
14-17 years 
1stMarta GacekMercy Mounthawk TRALEE
2ndCharlotte MurphyBrookField Collage TRALEE
3rdAine DeeBrookField Collage TRALEE
   
18 years & Over 
1stKatie CollinsBrookField Collage TRALEE
2ndEmma PierceBrookField Collage TRALEE
3rdJane CarmodyLimerick School of Art and Design
   
Group  
1stOliwia CzerwienListellick NS, TRALEE
 Katie Fitzmaurice 
2ndPadraig O’ ConnellListellick NS, TRALEE
 Jack Given 
 Tomas O’Connell 
3rdBreeanna MoynihanListellick NS, TRALEE
 Kayleigh Enright 
   
Special Category 
 
1stBen O’ ConnorHoly Family, Balloonagh, TRALEE
2ndJohn MurrayHoly Family, Balloonagh, TRALEE
3rdGrace O’ CallaghanKilmurry N.S
   
Special Group
1stEnable IrelandEnable Ireland  TRALEE
2ndJames O’ Donnell PierceHoly Family, TRALEE
 Cormac O’ Connell

 

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Car Draw Winner and Cash Prizes to 40 lucky members

Christmas has arrived to 40 lucky Members

Congratulations to Marion Galvin from Balloonagh Estate, Tralee

winning a brand new 171 Nissan Pulsar

We also had 39 surplus Cash Prize Winners.  Congrats to you all

15 x €1,000 Cash Prizes
1.       Maria HeffernanAshleigh DownesTralee
2.       Norma O’ReillyBoherbeeTralee
3.       John O’DriscollCauseway
4.       David MoriartyCahills ParkTralee
5.       John O’DonnellFenitTralee
6.       John MoriartySt Brendans ParkTralee
7.       Clodagh O’DowdKerriesTralee
8.       Shane FinnFenitTralee
9.       Daniel LyonsRiverside DriveCastleisland
10.   James GaysonCahersleeTralee
11.   Margaret KeaneTonevaneTralee
12.   Monica KloskowskaTonbweeCastleisland
13.   Eileen HegartySt Brendans ParkTralee
14.   Bernard MacBradaighAnnascaul
15.   Martina O’DonoghueCordalCastleisland
10 x €500 Cash Prizes
1.       Imelda O’SullivanKevin Barrys VillasTralee
2.       Colin WallaceDoonTralee
3.       Mary BrosnanKilleentiernaCurrow
4.       Christina LongLyreacrompaneListowel
5.       Bridget O’SullivanKerins ParkTralee
6.       Elizabeth SheehyBallyheigue
7.       Louis QuinlanMeadowlands EstateTralee
8.       Nora RiordanSt Stephens ParkCastleisland
9.       Nora CondonBallyduff
10.   Maria HoganOakparkTralee
14      €250 Cash Prizes
1.       Dolores Shanahan LynchCahereen HeightsCastleisland
2.       Seamus O’CallaghanRaheenLimerick
3.       Patrick HobbertAbbeydorney
4.       John CliffordCastlemaine
5.       Jimmy DowlingClashganniveCastleisland
6.       Finbar CourtneyBarrack StreetCastleisland
7.       Pauline CroninStacks VillasTralee
8.       Francis MaloneKnockmoyleTralee
9.       Sheila MoriartyBallymullenTralee
10.   Kathryn  RonaynePairc Na DunTralee
11.   Padraig NolanThe SpaTralee
12.   Julia HobbartSt Johns ParkTralee
13.   Linda AherneKilleen HeightsTralee
14.    Mary LynchHawley ParkTralee

Our Next Members Car Draw will take place Easter 2017

Don’t Delay, Enter Today

Call In to our offices in Tralee, Castleisland or Killorglin or

Download our members car draw entry form here and send in your Entry Form

To cancel your Members Car Draw entry:

Download the cancellation form click here.

Draws take place subject to sufficient numbers.

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Need a Lick of Paint?

Home Improvement Loan

homeimprovementloan

7.9% variable Home Improvement Loan (8.2% APR)

Loan Amount: €10,000
APR Variable Rate:8.2% APR
Total Cost Of Credit:€2,103.58
Number of Weekly Repayments:416 weeks
Total Amount Repayable:€12,103.58
You pay per week over 5 years:€46.57

Lower Loan Rate available for Home Improvement Loans from €15,000 Click Here 

Apply Online  Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland     Killorglin

Typical 7.9% variable Home Improvement Loan (8.2% APR). Minimum Loan €5,000. Quotations required, lending criteria, terms and conditions apply. 9% variable Home Improvement Loan (9.4% APR) applies to loans less than €5,000, lending criteria, terms and conditions apply. Tralee Credit Union Ltd is regulated by the Central Bank of Ireland.

Need Home Insurance? Axa Insurance and coveru.ie offer insurance discounts to members. For further information click here

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Getting Married, Talk to us about a Wedding Loan

wedding Loan Banner

  • No penalties on lump sum lodgements or early repayments of loan
  • The quicker you clear your loan, the less interest you pay
  • Free Life Savings and Loan Protection Insurance (terms and conditions apply)
Loan Amount: €10,000
APR Variable Rate:9.4% APR
Total Cost Of Credit:€2,416.56
Total Amount Repayable:€12,416.56
You pay per week over 5 years:€47.48
Maximum term 5 years (60 months), Typical 9.4% APR. 9% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online  Click Here

Loan Repayment Calculator Click Here

Apply by Phone  066 712 2373 (Dial 1 for Loans) or

Call in and speak to us     Tralee     Castleisland        Killorglin

 Axa Insurance and coveru,ie offer insurance discounts to members. For further information click here
Read more >
Tralee Credit Union is regulated by the Central Bank of Ireland.
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