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Tralee Credit Union News

Important Members Notice

Important Members Notice

  • Saving Stamps

  • Members Receipts

  • PSC Cards

Saving Stamps:

  • Our €2 Saving Stamps and machines are to be discontinued on 30th June 2018
  • This service is being replaced with our new E Stamp Balance, now available on  your account. Your E Stamp Balance is faster, more secure and will provide you with a more efficient service.
  • Members have until 30th of September 2018 to cash their €2 Saving Stamps in any of our three offices in Tralee, Castleisland and Killorglin.

To ensure that Cara Credit Union Ltd is in full compliance with Anti Money Laundering (AML) regulation and guidance issued by the Central Bank of Ireland we are phasing out all €2 Saving Stamp services in their current format.

What does AML Regulations and Guidance specify?
AML Regulations specify that we must ensure that “money in all accounts (including
stamps) can be attributed to individual members”. As this is not possible to do at the time
of purchase with our existing €2 Saving Stamps and machines we are moving saving
stamp services to a more secure E Stamp Balance now available on your Account.

What alternatives are available to you?
To be eligible for Free Life Savings Insurance (terms and conditions apply) and a Dividend (if applicable) on your savings we would encourage you to save into your Shares (Savings) Account.

If you do not want to lodge money to your Shares/ Savings we have introduced an E Stamp Balance on your Account.

Ways to Lodge to Your Account: 
• Set up a Direct Debit by calling 066 712 2373 (dial 6) or call into our offices in Tralee, Castleisland or Killorglin. If you have a Direct Debit in place we can amend it for you.
• Transfer funds from your Bank Account to your Credit Union Account using your Credit Union IBAN and BIC. Please reference Shares, Loan, Access or E Stamp.
Alternatively you can fill in a CU Disbursement Form with us.
• Express Lodge in our Tralee office.
• Over the counter in any of our three offices.

****Please note only sufficient funds to save for Christmas, holidays, events should be lodged to your E Stamp balance. All other funds should be lodged to your Shares (Savings) to be eligible for free Life Cover (Life Savings and Loan Protection Insurance) and to receive a dividend (if applicable) on your account.

For additional information please click here

Removal of Account Balances on Members Receipts

The General Data Protection Regulation (GDPR) is effective from 25th of May 2018 and will replace the existing data protection framework. The GDPR emphasises transparency, security and accountability by Cara Credit Union as data controller, while at the same time standardising and strengthening the rights of our members to data privacy.
In light of GDPR and to improve security and data protection on your account we have
removed issuing member account balances on our member receipts. If you would like to
receive an account balance please provide Photo ID every time you make a transaction
and request a balance receipt. Please note you can access your account balance any
time on your phone using our CUanywhere Mobile App

Public Services Card can not be used as a viable source of Photographic ID or Proof of PPS Number

As credit unions are not a specified entity listed under the Social Welfare Consolidation Act 2008 (the 2008 act as amended) we can not accept the Public Services Card as a source of Photographic ID or Proof of PPS Number.CU

For Full Details Please Click Here: Important Members Notice


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Celebrating 50 Years with 50 Loans at €50,000


€50,000 Personal Loan @5.9% * (6.05% APR)

Loan Amount: €50,000
APR Variable Rate: 6.05% APR
Total Cost Of Credit: €16,157.45
Number of Weekly Repayments: 520 Weeks
Total Amount Repayable: €66,157.45
Repay Weekly: €127.24
 Minimum and maximum Loan is €50,000 available up to 10 years, based on member’s ability to repay.
Typical 6.05% APR., 5.9% variable loan rate, lending criteria, terms and conditions apply.
Tralee Credit Union is regulated by the Central Bank of Ireland.
This is an unsecured personal loan available on new loans only, based on members ability to repay. Top Up Loans will revert back to our normal loan rates.
• Quotations will be required.
• Rate is available to the first 50 paid out loans and not the first 50 applied loans.
• Loan can not be used to consolidate or clear existing borrowings.
• Joint Loan Applications = Double Life Cover.

Apply Online Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

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You can now Join Tralee Credit Union Online

Once you have completed your online application (click here for the online application) We will  process your application, please allow two working days for completion of this process. You will need to call into any of our offices in Tralee, Castleisland or Killorglin within 7 days to present your documentation and sign your membership form.

You will need to bring the following documentation for all account holders to complete your application. See note below:

To Join you need:

  • Minimum lodgement of €6.35 in to your Shares (Savings) Account.
  • Pay a once-off joining fee of €1.27 (over 16 years only).


1: Photographic ID: a current driving licence, a current passport or other suitable form of photographic ID.

2. Proof of Address: dated within the last 3 months a utility bill, government letter or bank statement.

3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.


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New Lower Rate Car Loan


6.5% * (6.69% APR)



Applications now being taken for collection from 1st July 2018 to 30th September 2018

Loan Amount: €10,000
APR Variable Rate: 6.69% APR
Total Cost Of Credit: €1,712.39
Number of Weekly Repayments:
260 Weeks
Total Amount Repayable: €11,712.39
You pay per week over 5 years: €45.06

Apply Online Click Here

Loan Repayment Calculator Click Here

Not Yet a Member, Join and Borrow. Start your membership online by Clicking Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us in  Tralee            Castleisland          Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here
* 6.5% Variable Car Loan Rate (6.69% APR), lending criteria, terms and conditions apply. Quotations required, payment will be made payable to dealer/seller. This is a promotional loan rate available on motor loans from 1st July 2018 to 30th September 2018.  Approved applications have until 31st October 2018 to collect the loan. Loans applied from 1st of Octoberwill be charged 9% Variable Car Loan (9.38% APR). Cara Credit Union Ltd  is regulated by the Central Bank of Ireland.
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2018 Schools Quiz – The Results Are In.

National Final of the Credit Union Schools Quiz.

After competing at local level with Tralee Credit Union and regional level with Chapter 23 Credit Unions of Kerry and West Limerick, Gael Scoil Mhic Easmainn and Spa National School performed with excellence at the Credit Union Schools Quiz National Final in the RDS Dublin on Sunday, April 8th.

A massive congratulations to Gael Scoil Mhic Easmainn finishing in joint 3rd place in the under 11’s competition and Spa National performed strongly in the under 13’s section.

We couldn’t be prouder of both teams. Well done.


Regional Final (Chapter 23 – Kerry and West Limerick Credit Union Schools Quiz)

Tralee Credit Union was represented in the Under 11 category by GaelScoil Mhic Easmainn and Kilmurry N.S Cordal and in the Under 13 category by Scoil Mhuire, Killorglin and Spa N.S.

Gael Scoil Mhic Easmainn and Spa N.S both progressed to the National Final along with Holy Family N.S Rathmore and GaelScoil Faithleann Killarney.

Success as Tralee Credit Union have found the fearless four at the Noreen Lynch Annual Schools Quiz 2018

The Tralee Credit Union Noreen Lynch Annual Schools Quiz  took place on Sunday 28th of January. This year, 52 teams participated in the Quiz representing 27 primary schools throughout Tralee, Castleisland, Killorglin and surrounding areas. 1st and 2nd place winner will go onto represent Tralee Credit Union at the Regional Finals on March 4th.

Under 11s                                                                   Under 13s

1st Place: GaelScoil Mhic Eamainn          1st Place: Scoil Mhuire, Killorglin

2nd Place: Kilmurry N.S. Cordal               2nd Place: Spa N.S

3rd Place: Glenbeigh N.S                          3rd Place: St. Brendan’s N.S. Blennerville.



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