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Tralee Credit Union News

Celebrating 50 Years with 50 Loans at €50,000


€50,000 Personal Loan @5.9% * (6.05% APR)

Loan Amount: €50,000
APR Variable Rate: 6.05% APR
Total Cost Of Credit: €16,157.45
Number of Weekly Repayments: 520 Weeks
Total Amount Repayable: €66,157.45
Repay Weekly: €127.24
 Minimum and maximum Loan is €50,000 available up to 10 years, based on member’s ability to repay.
Typical 6.05% APR., 5.9% variable loan rate, lending criteria, terms and conditions apply.
Tralee Credit Union is regulated by the Central Bank of Ireland.
This is an unsecured personal loan available on new loans only, based on members ability to repay. Top Up Loans will revert back to our normal loan rates.
• Quotations will be required.
• Rate is available to the first 50 paid out loans and not the first 50 applied loans.
• Loan can not be used to consolidate or clear existing borrowings.
• Joint Loan Applications = Double Life Cover.

Apply Online Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

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You can now Join Tralee Credit Union Online

Once you have completed your online application (click here for the online application) We will  process your application, please allow two working days for completion of this process. You will need to call into any of our offices in Tralee, Castleisland or Killorglin within 7 days to present your documentation and sign your membership form.

You will need to bring the following documentation for all account holders to complete your application. See note below:

To Join you need:

  • Minimum lodgement of €6.35 in to your Shares (Savings) Account.
  • Pay a once-off joining fee of €1.27 (over 16 years only).


1: Photographic ID: a current driving licence, a current passport or other suitable form of photographic ID.

2. Proof of Address: dated within the last 3 months a utility bill, government letter or bank statement.

3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.


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New Lower Rate Car Loan


6.5% * (6.69% APR)



Applications now being taken for collection from 1st July 2018 to 30th September 2018

Loan Amount: €10,000
APR Variable Rate: 6.69% APR
Total Cost Of Credit: €1,712.39
Number of Weekly Repayments:
260 Weeks
Total Amount Repayable: €11,712.39
You pay per week over 5 years: €45.06

Apply Online Click Here

Loan Repayment Calculator Click Here


Get a Great Value Cara Credit Union Car Loan AND Receive a complimentary car check, worth €35 offers a full Irish & UK Vehicle History and Finance check for those considering purchasing a new car. Cara Credit Union is offering members a Free Car History Checks during September for those borrowing over €1,000 in car finance. The Car History Check normally retails at €35.00 per report.

The type of information provided in the report include Full Vehicle Identity Check, Irish & UK Finance Check, Damage Alert, Write Off Alert, Mileage Check, NCT/CVRT Status & MOT History Check, Irish & UK No. of Owners Check and Most recent date of sale & sale history Check.

*The free history check applies to car loans in excess of €1,000 and only one check is available per application. Offer ends on the 30th September 2018.

Not Yet a Member, Join and Borrow. Start your membership online by Clicking Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us in  Tralee            Castleisland          Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here
* 6.5% Variable Car Loan Rate (6.69% APR), lending criteria, terms and conditions apply. Quotations required, payment will be made payable to dealer/seller. This is a promotional loan rate available on motor loans from 1st July 2018 to 30th September 2018.  Approved applications have until 31st October 2018 to collect the loan. Loans applied from 1st of Octoberwill be charged 9% Variable Car Loan (9.38% APR). Cara Credit Union Ltd  is regulated by the Central Bank of Ireland.
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Education Awards and Dan Kellegher 2018


Are you an Undergraduate ?

       Click here for details on our Education Awards 

(full time course of at least 2 years duration)


Are you a Post – Graduate ?

Click here for details on our Dan Kellegher Memorial Awards

(full time or part time course of at least 1 year’s duration at post graduate level)

Terms and conditions for both awards: Students must be attending college to enter, be members of Cara Credit Union and apply using their own account details. Once eligible to join Cara Credit Union, non-members can join and apply by the closing date of the 30th of September (to start your application to become a Cara Credit Union Member click here )

Applications accepted from 1st August – 30th September.

Need a Student Loan? Click here to apply.

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2018 Schools Quiz – The Results Are In.

National Final of the Credit Union Schools Quiz.

After competing at local level with Tralee Credit Union and regional level with Chapter 23 Credit Unions of Kerry and West Limerick, Gael Scoil Mhic Easmainn and Spa National School performed with excellence at the Credit Union Schools Quiz National Final in the RDS Dublin on Sunday, April 8th.

A massive congratulations to Gael Scoil Mhic Easmainn finishing in joint 3rd place in the under 11’s competition and Spa National performed strongly in the under 13’s section.

We couldn’t be prouder of both teams. Well done.


Regional Final (Chapter 23 – Kerry and West Limerick Credit Union Schools Quiz)

Tralee Credit Union was represented in the Under 11 category by GaelScoil Mhic Easmainn and Kilmurry N.S Cordal and in the Under 13 category by Scoil Mhuire, Killorglin and Spa N.S.

Gael Scoil Mhic Easmainn and Spa N.S both progressed to the National Final along with Holy Family N.S Rathmore and GaelScoil Faithleann Killarney.

Success as Tralee Credit Union have found the fearless four at the Noreen Lynch Annual Schools Quiz 2018

The Tralee Credit Union Noreen Lynch Annual Schools Quiz  took place on Sunday 28th of January. This year, 52 teams participated in the Quiz representing 27 primary schools throughout Tralee, Castleisland, Killorglin and surrounding areas. 1st and 2nd place winner will go onto represent Tralee Credit Union at the Regional Finals on March 4th.

Under 11s                                                                   Under 13s

1st Place: GaelScoil Mhic Eamainn          1st Place: Scoil Mhuire, Killorglin

2nd Place: Kilmurry N.S. Cordal               2nd Place: Spa N.S

3rd Place: Glenbeigh N.S                          3rd Place: St. Brendan’s N.S. Blennerville.



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2018 Credit Union Art Competition

Applications are now being taken for our Annual Credit Union Art Competition

This year’s theme is “The Force of Nature”

The text of the theme does not have to be illustrated on your artwork. We are looking for your interpretation of the theme through your art. All entries must be submitted on A3 or A2 Landscape only (we can not accept A4 format). Please see rules on entry form.

Entries much reach our offices (in Tralee, Castleisland or Killorglin) no later than Fri 26th of October 2018.

Art Competition Entry Page 1

Art Competition Entry Page 2

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Cara Credit Union Ltd. is regulated by the Central Bank of Ireland.
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