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Tralee Credit Union News

Film Production coming to Cara Credit Union to film RTE series.

Alleycats Films, a film production company based in Derry are coming to Tralee to film an exciting new TV series based on credit union lending called “The Borrowers” set to air on RTE 1 in Spring 2019. “The Borrowers” will follow credit union members across Ireland as they apply for their loans and follow them in the process of spending their money. Cara Credit Union in Tralee, Castleisland and Killorglin is one of four credit unions in Ireland chosen to take part in this series.

Speaking to Grainne McCotter one of the producers “This will be an uplifting and insightful series, exploring the relationship between credit unions and the people of Ireland. Alleycats Films are keen to uncover the reasons behind people’s loans there is always a great story to tell. So whether you want a new car, home improvements, wedding, vet bills, medical or even student expenses anything really we want to film your story. As well as the funny and everyday reasons as to why people may want loans, we are also keen to highlight a number of social issues and personal causes that are close to people’s hearts, stories that will have an emotional impact and potentially help people in similar circumstances. If your loan application is of a sensitive nature for example IVF treatment, debt from money lenders or other source of debt etc., while you are in no obligation to take part, we’d be keen to chat with you about how we could reflect that story to raise awareness and help other people who may be in similar position to yourself.  Alleycats Films TV producers will be in Tralee from Monday 19th November to Wednesday 21st of November to answer any queries you may have. Filming will take place from Thursday 29th November to Saturday the 1st of December at Cara Credit Union’s office in Ashe Street, Tralee. The team will be based at the credit union, and will be out and about in Tralee meeting people. If Cara Credit Union members in Castleisland and Killorglin are also willing to participate, we would ask you to contact us and help us film you in Tralee.

Speaking to Cara Credit Union’s CEO Pa Laide “It is great for a series to be filmed on credit union lending to showcase what we see everyday, the important role we play and the difference we make in the everyday lives of our members when they borrow with us. It is great for filming to come to Tralee and take place in the kingdom so we hope members will support this initiative. While we completely understand going on television is not for everyone, if your story or reason for taking a loan can help other members in similar situations, you too can make a difference by telling them your story.  If you are in the market for a loan maybe you are not even a member but need to join and borrow and willing to participate talk to Alleycats Films or talk to us and we will put you in touch with them.”

For further information contact Grainne  or Niamh on 087 915 8629  or by email to or contact Cara Credit Union in Tralee, Castleisland or Killorglin 066 712 2373.


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Celebrating 50 Years with 50 Loans at €50,000


€50,000 Personal Loan @5.9% * (6.05% APR)

Loan Amount: €50,000
APR Variable Rate: 6.05% APR
Total Cost Of Credit: €16,157.45
Number of Weekly Repayments: 520 Weeks
Total Amount Repayable: €66,157.45
Repay Weekly: €127.24
 Minimum and maximum Loan is €50,000 available up to 10 years, based on member’s ability to repay.
Typical 6.05% APR., 5.9% variable loan rate, lending criteria, terms and conditions apply.
Tralee Credit Union is regulated by the Central Bank of Ireland.
This is an unsecured personal loan available on new loans only, based on members ability to repay. Top Up Loans will revert back to our normal loan rates.
• Quotations will be required.
• Rate is available to the first 50 paid out loans and not the first 50 applied loans.
• Loan can not be used to consolidate or clear existing borrowings.
• Joint Loan Applications = Double Life Cover.

Apply Online Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

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Cara Credit Union comes out on top at National Credit Team Awards

Cara Credit Union 50 celebrations continue with 5 in a row awards…

Your AWARD WINNING Cara Credit Union Team

The 2018 Credit Team Awards

  • Credit Union Team of the Year
  • Financial Services Team of the Year
  • OVERALL Credit Team of the Year 2018

The Kerryman Business Awards

  • Winner of Best Corporate, Social Responsibility
  • Overall Winner 2018 Kerryman Business of the Year

Friday 19th of October will be remembered as an historical milestone for Cara Credit Union coming away with five awards at two leading award ceremonies in Dublin and Kerry. At a Gala Luncheon in the Louis Fitzgerald Hotel in Dublin, Cara Credit Union attended the Irish Credit Management Training’s Top 20 Credit Teams in Ireland Awards among many leading consumer and trade credit teams throughout Ireland. Not only did Cara Credit Union win the “Credit Union Team of the Year Awards” and “Financial Services Team of the Year Awards” but they were also crowned the “Overall Credit Team of the Year” coming number one out of all the 20 categories. Speaking to the Credit Team Awards organiser Declan Flood “The overall winner was Cara Credit Union. The Judges were impressed with the quality of the application, the scale and complexity of what they do and the remarkable results they achieved this year despite having to cope with so much change. They were instrumental in growing the business substantially in a difficult market and achieved an amazing collection rate, that is the true measure of a high performing team. They have demonstrated what can be achieved through active and inclusive teamwork, with each department working together for the benefit of the overall business and as such are worthy winners of the Overall 2018 Credit Team of the Year.”

Later that evening, much closer to home Cara Credit Union won the “Corporate Social Responsibility Award” at the Kerryman Business Awards in Ballygarry House Hotel and Spa and to top off a remarkable day for the credit union they also came away with the “Overall Award Winner’s Prize”.  Speaking to Cara Credit Union’s CEO Pa Laide “We are absolutely delighted and honoured to receive such prestigious awards on behalf of our voluntary board of directors, our staff, our members and our communities in Tralee, Castleisland and Killorglin. These awards are a fitting tribute in this our 50th Anniversary and is a significant endorsement to our recent name change Cara Credit Union. Results like these are hard to achieve, they don’t just happen, they take years of dedication, commitment and hard work from our voluntary board of directors, our amazing staff and our members who support us and keep us strong.”  Coincidentally, Cara Credit Union’s accolades came the same week that credit unions all over Ireland were voted number one for Customer Experience in the 2018 CXi Ireland Customer Experience Report, taking the award for the fourth year running. This is the first time, anywhere in the world, that the same organisation has taken the award for four consecutive years. The CXi Ireland Report is an annual survey which asks consumers to rate their experiences of 156 brands across 10 different sectors. More than 2,500 customer experiences were evaluated and credit unions again emerged as the overall winners, being rated highest for empathy and for the commitment of their staff. Credit unions were singled out within the report for the powerful bond forged with members – and the fact that the relationship with members was built completely on trust.



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You can now Join Tralee Credit Union Online

Once you have completed your online application (click here for the online application) We will  process your application, please allow two working days for completion of this process. You will need to call into any of our offices in Tralee, Castleisland or Killorglin within 7 days to present your documentation and sign your membership form.

You will need to bring the following documentation for all account holders to complete your application. See note below:

To Join you need:

  • Minimum lodgement of €6.35 in to your Shares (Savings) Account.
  • Pay a once-off joining fee of €1.27 (over 16 years only).


1: Photographic ID: a current driving licence, a current passport or other suitable form of photographic ID.

2. Proof of Address: dated within the last 3 months a utility bill, government letter or bank statement.

3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.


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The Lauri Healy Community Sponsorship Awards- Now open for applications

We are delighted to invite applications for the next round of The Lauri Healy Community Sponsorship Awards 2018. The Community Sponsorship Awards amounting to €120,000, was set up  in honour of one of Tralee Credit Union’s, now know as Cara Credit Union, founding directors. The Lauri Healy Community Sponsorship Awards will support community based projects initiated by organisations in the area.

Lauri Healy was one of Tralee Credit Union’s, now know as Cara Credit Union, founding directors when we were set up in 1968. Lauri was a strong believer in the credit union message and ideals. As well as being a founder Director of Tralee Credit Union where he dedicated so much time and energy, Lauri was also active in his support and development of other credit unions in Kerry and further afield. He was a director with Tralee Credit Union for more than 30 years, he served with Chapter 23 (Kerry and Mid West credit unions) for as many years and as a board member of the Irish League of Credit Unions where he helped shape the movement in its early days.

‘People Helping People’ grounded in credit unions co-operative values was at the heart of Lauri’s commitment to the movement. By working together through co-operation, people could achieve far more together than individually on their own. It is only fitting that we would let our past lay the foundations for our future and acknowledge Lauri Healy’s contribution to the credit union movement by honouring our Community Sponsorship Awards in his name.

Download your  Lauri Healy Application Form 2018  here or apply online 

Applications forms can also be picked up in our offices in Tralee, Castleisland & Killorglin.

Application Process:

Autumn 2018 applications will be accepted from:

1st October – 30th November

Spring 2019 applications will be accepted from:

1st February – 31st of March 2019

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2018 Schools Quiz – The Results Are In.

National Final of the Credit Union Schools Quiz.

After competing at local level with Tralee Credit Union and regional level with Chapter 23 Credit Unions of Kerry and West Limerick, Gael Scoil Mhic Easmainn and Spa National School performed with excellence at the Credit Union Schools Quiz National Final in the RDS Dublin on Sunday, April 8th.

A massive congratulations to Gael Scoil Mhic Easmainn finishing in joint 3rd place in the under 11’s competition and Spa National performed strongly in the under 13’s section.

We couldn’t be prouder of both teams. Well done.


Regional Final (Chapter 23 – Kerry and West Limerick Credit Union Schools Quiz)

Tralee Credit Union was represented in the Under 11 category by GaelScoil Mhic Easmainn and Kilmurry N.S Cordal and in the Under 13 category by Scoil Mhuire, Killorglin and Spa N.S.

Gael Scoil Mhic Easmainn and Spa N.S both progressed to the National Final along with Holy Family N.S Rathmore and GaelScoil Faithleann Killarney.

Success as Tralee Credit Union have found the fearless four at the Noreen Lynch Annual Schools Quiz 2018

The Tralee Credit Union Noreen Lynch Annual Schools Quiz  took place on Sunday 28th of January. This year, 52 teams participated in the Quiz representing 27 primary schools throughout Tralee, Castleisland, Killorglin and surrounding areas. 1st and 2nd place winner will go onto represent Tralee Credit Union at the Regional Finals on March 4th.

Under 11s                                                                   Under 13s

1st Place: GaelScoil Mhic Eamainn          1st Place: Scoil Mhuire, Killorglin

2nd Place: Kilmurry N.S. Cordal               2nd Place: Spa N.S

3rd Place: Glenbeigh N.S                          3rd Place: St. Brendan’s N.S. Blennerville.



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