Apply for a loan Join us

Why Borrow with Cara Credit Union?

Last year over 10,000 members borrowed over €38.2 Million from us

  • Allowing members to go to college, get married, do up home, buy car, clear debts, etc
  • Sustaining growth and employment as the money is spent locally

Benefits to you

  • Allows you to do the things you want to do
  • Our loan application process is quick and efficient
  • Competitive interest rates with flexible repayment terms
  • Interest is calculated on the reducing balance so you pay less interest with each repayment.
  • No Fees and No Penalties if you repay your loan early
  • Free Loan Protection Insurance, your loan is cleared in the event of your death or permanent disability (terms and conditions apply)
  • When your loan is cleared, you will still have your savings
  • At the end of the year, if we issue a Loan Interest Rebate, you’ll get a refund on the interest you paid (2.5% Refund to Borrowers in 2017).
  • For Motor Loans, you own the vehicle straight away. No lease and no hire purchase. You are effectively paying with cash to bargain your way to a better deal

Phone a loan on 1890 428 428 or 066 712 2373 or call in to us!

Cara Credit Union Ltd. is regulated by the Central Bank of Ireland.
Website Terms & Conditions | Privacy Policy | Regulation 53. | Cookies Policy.
© 2018 Cara Credit Union Ltd. Web Design & Development by Egg Design