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Our Loan Rates

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5.9% variable Student Loan (6.08% APR)

student saver's Loan

Let us CU through college!

  • Full Time and Part Time Courses
  • College Fees
  • Course Equipment
  • Rent
  • Bridging Loan for Grants
  • And much more!
Loan Amount: €10,000
APR Variable Rate:6.08% APR
Total Cost Of Credit:€1,546.72
Number of Weekly Repayments: 260 Weeks
Total Amount Repayable:€11,546.72
You pay per week over 5 years:€44.43
Maximum term 5 years (60 months) Typical 6.08% APR. 5.9% variable loan rate, lending criteria, terms and conditions apply. For Student Loan you don’t need a lot of savings, €100 will do. For Student Loans it is normal policy for a Parent/ Guardian to act as Guarantor. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee Castleisland Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here

Phone a loan on 066 712 2373 or call in to us!

6.5% variable Car Loan (6.7% APR) REDUCED RATE

motorloantoptip

9% variable Car Loan (9.4% APR)

       New Reduced Rate: 6.5% variable Car Loan (6.7% APR)

       For a Limited Time ONLY ( from 1st July 2017- 30th September 2017)

NEW        SECOND HAND       PERSONAL      COMMERCIAL

Loan Amount:€10,000
APR Variable Rate:6.7% APR
Total Cost Of Credit:€1,712.39
Number of Weekly Repayments:260 Weeks
Total Amount Repayable:€11,712.39
You pay per week over 5 years:€45.06
Typical 6.7% APR.6.5% variable loan rate, lending criteria, terms and conditions apply. Quotations required, payment will be made payable to dealer/seller.  This is a promotional loan rate available on car loan loans taken our from 1st July to 30th September 2017. Approved applications have until 31st October 2017 to collect the loan. Loans applied from 1st October will be charged 9% Variable Car Loan Rate, 9.4% APR. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee Castleisland Killorglin

Need an Insurance Quote? Get your Motor, Home, Travel Insurance Member Discount, For Details click here

Phone a loan on 066 712 2373 or call in to us!

7.5% variable Personal Loan on €15,000 to €30,000 (7.7% APR)

 

 

 

 

 

 

 

7.5% * Variable Personal Loan         ( 7.7% APR)

  • Borrow €15,000 or more
  • Borrow up to 10 years

 

Loan Amount: €25,000
APR Variable Rate:7.7% APR
Total Cost Of Credit:€8,229.97
Number of Weekly Repayments: 416 Weeks
Total Amount Repayable:€33,229.97
You pay per week over 8 years:€79.90

Minimum Loan Withdrawal €15,000.

Up to 10 Years Loan Term is dependent on Loan Purpose.

Tax Relief available for Home Improvements please see www.revenue.ie
 Typical 7.7% APR. 9% variable loan rate, lending criteria, terms and conditions apply.
Maximum term up to 10 years dependent on Loan Purpose.
Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland     Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here

Phone a loan on 066 712 2373 or call in to us!

7.9% variable Home Improvement Loan ( 8.2% APR)

7.9% variable Home Improvement Loan (8.2% APR)

Loan Amount: €10,000
APR Variable Rate:8.2% APR
Total Cost Of Credit:€2,103.58
Number of Weekly Repayments: 260 Weeks
Total Amount Repayable:€12,103.58
You pay per week over 5 years:€46.57

New Low Rate available on Loans from €15,000 to €30,000

Up to 10 Year Loan Term also available.

Typical 7.9% variable Home Improvement Loan (8.2% APR). Minimum Loan €5,000. Quotations required, lending criteria, terms and conditions apply. 9% variable Home Improvement Loan (9.4% APR) applies to loans less than €5,000, lending criteria, terms and conditions apply. Tralee Credit Union Ltd is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here

Phone a loan on 066 712 2373 or call in to us!

9% variable Wedding Loan (9.4% APR)

wedding Loan Banner

  • No penalties on lump sum lodgements or early repayments of loan
  • The quicker you clear your loan, the less interest you pay
  • Free Life Savings and Loan Protection Insurance (terms and conditions apply)
Loan Amount: €10,000
APR Variable Rate:9.4% APR
Total Cost Of Credit:€2,416.56
Number of Weekly Repayments: 260 Weeks
Total Amount Repayable:€12,416.56
You pay per week over 5 years:€47.48

New Loan Rate Available on Loans from €15,000 to €30,000.

Maximum term 5 years (60 months), Typical 9.4% APR. 9% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here

Phone a loan on 066 712 2373 or call in to us!

9% variable General Purpose Loan (9.40% APR) for Home, Motor, Holiday, etc

For all purposes and occasions

Loan Amount: €1,000
APR Variable Rate:9.4% APR
Total Cost Of Credit:€46.32
Number of Weekly Repayments: 52 Weeks
Total Amount Repayable:€1,046.32
You pay per week over 1 year:€20.14
 Typical 9.4% APR. 9% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here
Fexco_940_web_banner_click_collect

Phone a loan on 066 712 2373 or call in to us!

7.9% variable Green Loan (8.2% APR)

green

Renewable Energy Systems and Energy Efficiency Upgrades

Loan Amount:€10,000
APR Variable Rate:8.2% APR
Total Cost Of Credit:€2,103.58
Number of Weekly Repayments: 260 Weeks
Total Amount Repayable:€12,103.58
You pay per week over 5 years:€46.57

Proof of Purpose (Quotation) required. Loan is made payable to Supplier.

Maximum term 5 years (60 months), Typical 8.2 % APR. 7.9% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

New Loan Rate available on Loans from €15,000 to €30,000.

Up to 10 Year Loan Term also available.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here

Phone a loan on 066 712 2373 or call in to us!

5.5% variable Secured Loan (5.6% APR)

secured

Home Renovations / Purchases. 

  • Loans from €25,000 to €150,000
  • Long Term Loans up to 25 Years available
  • Free Life Insurance Cover  (T&C’s apply)
  • Maximum Loan to Property Value is 80%
  • Security will be by way of 1st legal charge on property
  • Other lending criteria, terms and conditions apply
Loan Amount:  €50,000
APR Variable Rate: 5.6% APR
Total Cost Of Credit: €14,968.47
Number of Weekly Repayments: 520 Weeks
Total Amount Repayable: €64,968.47
You pay per week over 10 years:€125.07

Warning: With a variable loan the cost of your repayments may increase. If you do not keep up your repayments you may lose your property.

Typical 5.6% APR. 5.5% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee     Castleisland      Killorglin

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here

Phone a loan on 066 712 2373 or call in to us!

5.5% variable Social Finance Loan (5.6% APR)

social

  • Registered Clubs and Societies
  • Long Term Loans Available
Loan Amount: €10,000
APR Variable Rate: 5.6% APR
Total Cost Of Credit: €1,437.36
Repayment Protection Insurance: 0
Number of Weekly Repayments: 260 Weeks
Total Amount Repayable: €11,437.36
You pay per week over 5 years:€44.01
Typical 5.6% APR. 5.5% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Need an Insurance Quote?  Get your Motor, Home, Travel Insurance Member Discount, For Details  click here

Phone a loan on 066 712 2373 or call in to us!

5.5% variable Saver's Loan (5.6% APR)

Make your Savings work for you

  • Minimum Loan Value is €5,000
  • On the Spot Approval
  • Free Life Cover on your Savings AND your Loan.
  • At the end of the loan, you’ll still have your Savings.
  • Shares are held as security and must be equal to or greater than the Loan Value
  • Special Term Accounts may not be used as security
  • This rate applies to new loans only

If you have access to savings elsewhere you can transfer them to your account to avail of this low rate.

Loan Amount:€5,000
APR Variable Rate:5.6% APR
Total Cost Of Credit:€718.69
Number of Weekly Repayments:260 Weeks
Total Amount Repayable:€5,718.69
You pay per week over 5 years:€22.02
Typical 5.6% APR. 5.5% variable loan rate, lending criteria, terms and conditions apply. Tralee Credit Union is regulated by the Central Bank of Ireland.

Apply Online Click Here

Loan Repayment Calculator Click Here

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us Tralee Castleisland Killorglin

Phone a loan on 066 712 2373 or call in to us!




What you need to Apply for a Credit Union Loan

To apply for a Loan please provide:

  • Proof of Income (most recent payslip or social welfare payments)
  • 3 to 6 Months Bank Statements
  • Proof of Purpose a Quotation from a Supplier may be required
  • Minimum of 5% of Loan Principal in Shares
  • Seek your consent to randomly undertake a Irish Credit Bureau check with your loan application

Additional Information required for:

College loans

  • Proof of College Place and Breakdown of Loan Purpose is required (college loan only)
  • Proof of income (most recent payslip or social welfare payments)
  • For College Loans it is normal policy for us to request a guarantee from a parent/guardian with Proof of Income and 3 months Bank Statements.

Secured loans

PAYE workers

  • Recent P60
  • Two recent payslips (not more than 6 weeks old)
  • Most recent Bank Statement (in the last 6 months)

Self -Employed workers

  • The latest two years certified accounts
  • Copy of your Revenue Commissioner’s Assessment
  • Tax Clearance Certificate
Tralee Credit Union is regulated by the Central Bank of Ireland.
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